Credit Check
Credit Check
performed online
Check the creditworthiness of business partners using financial ratios, equity ratio and company structure. Basic check free of charge.
Data We Analyze
Financial Ratios
Revenue, profit, total assets from annual statements
Equity Ratio
Ratio of equity to total assets
Revenue Development
Growth or decline over several years
Company Age
Founding date and market presence
Shareholder Structure
Owners, shareholdings and corporate structure
Management
Management and signatory powers
When is a Credit Check Useful?
🤝
New Customers
Before delivery on account or credit extension
📦
Suppliers
For important supplier relationships
📝
Contract Partners
Before long-term business relationships
💼
Investments
Due diligence for shareholdings
Frequently Asked Questions About Credit Checks
What is a credit check?
A credit check is the assessment of a company's creditworthiness. It includes the analysis of financial ratios, payment history and company structure to estimate the default risk.
What data is analyzed?
A credit check analyzes annual financial statements (revenue, profit, equity), payment experiences, trade register information, shareholder structure and potentially negative indicators like collection cases.
How much does a credit check cost?
Costs vary widely: at traditional credit agencies 15-50 EUR per query, at Firmium basic information and financial ratios are available for free.
How quickly do I receive a credit report?
At Firmium you receive company and financial data instantly online. Traditional credit reports from agencies are also usually available within minutes.
Check Credit Now
Check the financial ratios and company structure of your business partners for free.